Welcome to Caleb Hammer's Money Blog

Discover actionable financial advice, budgeting strategies, and wealth-building insights. From debt elimination to smart investing, get expert guidance to transform your financial future. New articles weekly.

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Downsizing Your Space

Caleb Hammer

Published on: 01/04/2024

Many Americans overspend on rent and space they don’t need. Learn why downsizing, living within your means, and cutting housing costs can free up cash for debt, savings, and a better financial future.

Budgeting

Cash or Card?

Caleb Hammer

Published on: 24/03/2024

Think credit card points make you rich? Think again. Learn why chasing rewards often leads to debt, overspending, and financial disaster—and how using debit or cash can help you take control of your money for good.

Budgeting